Traditional Loans

Welcome to MJI Loans, where we offer traditional real estate loans tailored to meet your financial needs. Our team of experts, led by Michael Iuculano, is dedicated to providing personalized service and expert guidance to help you secure the right loan for your property.

At MJI Loans, we understand that purchasing a property can be a complex and overwhelming process. That’s why we offer traditional real estate loans to help you finance your dream home, investment property, or commercial space. Our loans are designed to help you purchase, refinance, or renovate real estate with ease.

Traditional Real Estate Loan Features

A traditional real estate loan is a type of loan used to finance the purchase or refinancing of real estate properties, such as homes, investment properties, or commercial spaces. These loans are provided by financial institutions, such as banks and credit unions, and are typically secured by the property being purchased. Traditional real estate loans offer a range of loan terms and interest rates, allowing borrowers to choose the option that best fits their financial needs and goals. The loan process typically involves the borrower applying for the loan, providing documentation to support their financial status, and agreeing to repay the loan, with interest, over a specified period of time. Traditional real estate loans are a popular option for those looking to purchase or refinance real estate, as they offer a reliable and cost-effective way to finance property ownership.

Competitive interest rates:

Our traditional real estate loans offer competitive interest rates, helping you save on interest charges over the life of your loan.

Flexible loan terms:

We offer flexible loan terms, including fixed and adjustable rate options, to help you choose a loan that best fits your budget and financial goals.

No hidden fees:

At MJI Loans, we believe in transparent lending practices. Our loans come with no hidden fees, so you can focus on what’s important: your property.

Personalized service:

Our team of experts is dedicated to providing personalized service and expert guidance. We’ll work with you every step of the way to ensure a seamless loan process.

Fast Approvals:

Our loan approval process is quick and efficient, so you can focus on your property purchase or refinance with confidence.

If you’re looking for a traditional real estate loan, MJI Loans is here to help. Contact us today to learn more about our loan options and how we can help you secure the right loan for your property.

We look forward to helping you finance your real estate dreams!

Contact Michael

Featured On

ACCOLADES

Michael Iuculano is the Highest rated alternative lender on Google in the State of Arizona. He’s an accomplished Author and Public Speaker who has worked with Top Celebrities, Athletes and Business Owners across the country.

Michael Graduated from Babson College with an Entrepreneurship Degree and has been getting deals done for over 22 years.

Over 1 Billion in Funding

Top 1% of Lenders in the Nation

President's Club with Barrett Financial Group

This group is comprised of the top loan officers and most influential employees at the end of each year

What People Say About Me

 5/5

Mike was outstanding, exceeded my expectations with price, terms and timing…. As a seasoned finance & real estate professional that’s SUPER critical of lenders, I couldn’t have asked for a better experience!

As a Realtor, I look forward to working with great lenders that are great with communication all throughout the process. Michael & his team did just that! I referred him to my buyer client that was in need of a hard money lender & the experience went great and was very smooth all the way to closing. I'd definitely recommend him & his team and will be using him again!

Michael was great to work with. He helped salvage a deal for my Buyer who's Conventional Loan fell apart 3 days prior to Close Of Escrow. Great follow up skills and easy to work with. He moved to the top of my "Hard Money Lender" and will use him again when necessary and will refer him to my Realtor Network.

Outstanding, I really can't say enough, so I'll keep it short. Michael is truly a professional with consistent and clear communication through the entire process. This is a great company and Michael is excellent to work with. Thank you for everything.

Michael was amazing and definitely saved my deal meeting a very short deadline we had! He offers a very simplified and efficient loan process. All while being prompt and having excellent communication from beginning to end!

Michael was fantastic to work with to get a touch deal done on a tight deadline. He was quick, responsive, and he ultimately delivered for us. I’d highly recommend you reach out to Michael for all your alternative financing needs!

Michael Iuculano Mortgage Loan Originator NMLS ID: 370470 AZ MLO License: 0923102
NMLS #181106 | AZ MB – 0904774

Barrett Financial Group, L.L.C.2314 S Val Vista Dr, Suite 201 Gilbert, AZ 85295 NMLS ID: 181106 AZ MB License: BK – 0904774 This is not a commitment to lend. All loans are subject to credit approval.

Hard Money Lenders Arizona2 N Central Ave #1800 Phoenix, AZ 85004 NMLS ID: 181106 AZ MB License: BK – 0904774